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Want to know the quickest and easiest way to get competitive quotes on home insurance? Here's how ...

Competitive Quotes on Home Insurance

It doesn't matter what you're buying, the only way to get the cheapest price is to comparison shop. This is especially true of home insurance where premiums for the same exact policy can vary as much as $1,000 from one insurance company to the next.

In order to get competitive quotes on home insurance you can spend hours on the phone talking with local agents, spend hours online getting quotes from individual insurance companies, or spend a few minutes at an insurance comparison website and get up to five home insurance quotes.

The advantages of using an insurance comparison website are:

* You only need to fill out one simple form to get your quotes.

* Top insurance companies compete for your business.

* You get quotes from A-rated companies.

* The better comparison sites offer Articles with money-saving tips.

* The best insurance comparison sites offer an online chat feature so you can get answers to your questions from an insurance expert. (See link below.)

Insurance Company Ratings

In addition to getting a good rate on your home insurance, you also want to choose a company with a good rating. Here are three websites that rate insurance companies:

1. Your state's department of insurance website has a wealth of information on insurance companies. Most state's websites even list claims that have been filed against companies by consumers so you can check to see if the company you choose has an excessive amount of complaints.

2. J.D. Power & Associate's website (jdpower.com) features insurance company ratings drawn from customer's experiences with companies. Ratings range from "Among the best" to "The rest." I recommend choosing companies with an "About average" rating or better.

3. A.M. Best's website (ambest.com) provides insurance companies financial ratings so you can find out if a company is solvent and can pay insurance claims.

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get competitive quotes on home insurance from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get competitive quotes on home insurance.